RenaissanceRe is a global reinsurance and insurance company that matches risk with efficient capital through two core segments: property catastrophe reinsurance and insurance, and casualty and specialty reinsurance and insurance. The company generates earnings from three principal sources: underwriting income from reinsurance and insurance contracts distributed through intermediaries, fee income from its Capital Partners unit which manages third-party capital through joint ventures and funds, and investment income from a disciplined fixed-income portfolio. RenaissanceRe competes on superior risk selection, customer relationships, and capital management, and measures success through long-term growth in tangible book value per share plus accumulated dividends.