Provident Financial Services is a bank holding company that operates through Provident Bank, a community and regional lender headquartered in New Jersey with a network of banking offices across New Jersey, Pennsylvania, and New York. The bank generates revenue primarily from lending across diversified segments—commercial real estate, multi-family mortgages, commercial loans, construction, residential mortgages, and consumer loans—as well as from deposit-based funding, wealth management services through its Beacon Trust Company subsidiary, and retail insurance brokerage services through its Provident Protection Plus subsidiary. The bank serves diverse communities and industries including pharmaceuticals, manufacturing, healthcare, and financial services, competing against large regional banks, community banks, and online lenders through its branch network, diversified product offerings, and digital banking capabilities.