Peoples Bancorp Inc. is a bank holding company that operates Peoples Bank, providing comprehensive financial services including lending, deposits, trust and investment services, and insurance products to retail and commercial customers across the Ohio Valley region and surrounding states. The company generates revenue primarily from interest income on its diversified loan portfolio (including commercial, residential, and consumer loans), supplemented by fee income from trust, investment, and insurance services, mortgage banking activities, and equipment leasing through its subsidiaries. Peoples Bank operates through multiple physical locations and serves small to mid-sized businesses and community customers while competing with larger regional and national banks, credit unions, and fintech providers in rural and community banking markets.