PCB Bancorp is a bank holding company operating a network of community banking branches across multiple states that serves small and middle-market businesses and individuals. The bank's primary revenue comes from lending, with a diversified portfolio concentrated in commercial real estate, commercial and industrial loans, and consumer mortgages, along with specialized SBA loan origination capabilities and a secondary market sales program. The company funds its lending through customer deposits and wholesale funding sources, while generating additional revenue from treasury management, cash management, and standard commercial banking services.