Orange County Bancorp is a bank holding company that operates a community-focused financial services business through two subsidiaries: Orange Bank & Trust Company, which provides commercial and consumer banking, private banking, and trust services, and Orange Investment Advisors, which offers wealth management and investment advisory services. The company generates revenue through a diversified model: deposit accounts and loan origination across its branch network, trust and wealth management fees, and deposit service charges, serving small to middle-market businesses, municipal clients, and affluent individuals across the Lower Hudson Valley, New York metropolitan area, and nearby markets in Connecticut and New Jersey. Its competitive positioning combines the relationship-oriented service of a regional bank with the comprehensive product suite typically offered by larger institutions.