MVB Financial Corp. is a West Virginia-based financial holding company that operates primarily through MVB Bank, providing comprehensive retail and commercial banking services across branches in North Central West Virginia and Northern Virginia, along with specialized fintech banking services to corporate clients nationwide. The company generates revenue through traditional banking operations—interest on loans and deposits, service charges, and lending activities spanning commercial, residential mortgage, and consumer segments—as well as through fintech banking services, fraud prevention through its Paladin subsidiary, and equity investments in mortgage and technology ventures. The company also engages in software development and technology services through its Edge Ventures division, competing with commercial banks, credit unions, and fintech firms by emphasizing customer relationships, service quality, and specialized expertise in serving fintech industries.