Manhattan Bridge Capital is a real estate finance company and REIT that originates, services, and manages short-term, secured first mortgage loans ("hard money" loans) to real estate investors and small-scale developers in the New York metropolitan area, New Jersey, Connecticut, and Florida. The company provides non-banking loans with typical one-year terms and fixed interest rates ranging from 9% to 12.5% annually to fund property acquisitions, renovations, and improvements for residential and commercial properties, with loan amounts typically ranging from $40,000 to $3.6 million. Revenue is generated primarily from interest payments on loans and secondarily from origination fees, processing fees, and other transactional charges, with the company differentiating itself through speed of approval and funding, regional market expertise, disciplined underwriting, and a vertically-integrated origination platform.