Hope Bancorp, Inc. is a bank holding company headquartered in Los Angeles that operates Bank of Hope, a California state-chartered commercial bank serving diverse, multi-ethnic customers across the United States. The company generates revenue primarily through interest income on loans and investment securities, net interest margins, and fee-based services including commercial and industrial lending, commercial real estate financing, small business administration loans, consumer mortgages, deposit products, treasury management, and foreign currency exchange solutions. Hope Bancorp competes in a fragmented banking landscape dominated by larger regional and national banks, relying on its customer deposits and wholesale funding to support lending operations while maintaining capital ratios that exceed well-capitalized thresholds.