Harley-Davidson designs, manufactures, and sells motorcycles and related products—including parts, accessories, and apparel—through a global network of independent dealers and distributors, with a product portfolio spanning touring, cruiser, sport, and adventure-focused models. The company operates three business segments: its core motorcycle division (HDMC), which generates the majority of revenue; LiveWire, a separate electric motorcycle business targeting urban commuters; and Harley-Davidson Financial Services (HDFS), which originates and services wholesale and retail financing for dealer and customer purchases. The company generates revenue from motorcycle sales, finance origination and servicing fees, parts and accessories sales, apparel, and brand licensing, with profitability dependent on wholesale volumes, pricing, product mix, and the ability to manage manufacturing costs and credit risk in its financing operations.