Genworth Financial is a diversified financial services company with three principal segments: Enact Holdings, a majority-controlled private mortgage insurance provider that protects lenders against residential loan defaults through risk-based premium pricing and serves a broad customer base of banks and mortgage originators; a Closed Block of mature legacy long-term care, life, and annuity insurance products undergoing managed run-off through rate increases and benefit adjustments; and CareScout, an emerging growth platform combining technology-enabled care coordination services connecting consumers to home care providers and senior living communities with a newly launched individual long-term care insurance product. The company generates revenue primarily from Enact's mortgage insurance premiums, legacy policy premiums, and CareScout's nascent fee-based services and insurance offerings, while pursuing shareholder value creation through capital returns and scaling its aging-care ecosystem.