Fathom Holdings Inc. is a technology-driven real estate services platform that operates a residential brokerage under the Fathom Realty brand, along with ancillary mortgage, title, and software offerings through brands including Encompass Lending, Verus Title, and intelliAgent. The company generates revenue primarily through flat per-transaction fees and annual charges paid by independent real estate agents, who retain significantly higher commissions than at traditional brokerages, supported by a proprietary cloud-based software platform that provides transaction management, customer relationship management, compliance monitoring, and business intelligence tools. Fathom also monetizes its technology by licensing its intelliAgent platform and support services to independent brokerages, and earns secondary revenue from ancillary services including mortgage lending, title services, and agent recruitment commissions.