Finward Bancorp is an Indiana-chartered bank holding company operating Peoples Bank, a community bank serving Lake and Porter Counties in northwest Indiana and Cook County, Illinois through 26 branch locations. The bank generates revenue primarily from net interest income on a diverse loan portfolio including residential mortgages, commercial real estate, construction, business, and consumer loans, as well as from deposit products ranging from checking and savings accounts to certificates of deposit. Finward also operates a wealth management group providing trust administration, estate planning, and investment agency services, and maintains an investment portfolio of government and mortgage-backed securities. The company funds its operations through deposits, loan repayments, and borrowings from the Federal Home Loan Bank and other sources, competing in its markets on service quality, pricing, locations, and digital banking capabilities.