Fidelity D & D Bancorp, Inc. is a bank holding company whose subsidiary, The Fidelity Deposit and Discount Bank, provides traditional banking services in Northeastern and Eastern Pennsylvania, serving individual and corporate customers in Lackawanna, Luzerne, and Northampton counties. The Bank generates revenue from a diversified loan portfolio spanning residential real estate, consumer, commercial, and commercial real estate lending, as well as fee-based services including trust, asset management, and insurance products. The company competes in a crowded regional banking market by emphasizing customer service, local decision-making, and long-term relationships, with profitability tied to interest rates, loan demand, customer deposits, and economic conditions in its service area.