EZCORP is a leading pawn service provider in the United States and Latin America, operating pawn stores under brands including EZPAWN, Value Pawn & Jewelry, Empeño Fácil, and Cash Apoyo Efectivo. The company advances cash to customers against collateralized personal property such as jewelry, electronics, and tools, generating revenue from pawn service charges levied when customers redeem or extend loans, merchandise sales from forfeited collateral, and precious metals recycling. EZCORP also maintains significant investments in Cash Converters International, a global pawn and personal finance franchiser, and holds a preferred interest in Simple Management Group, which operates additional pawn stores; the company competes with other pawn operators, alternative lenders, and traditional financial institutions by emphasizing customer service, convenient locations, competitive pricing, and a digital loyalty rewards program.