Equitable Holdings is a U.S. financial services company that provides retirement solutions, asset management, and wealth advisory services through three integrated business franchises. The company manufactures insurance and annuity products for individuals and institutions, operates an active asset management business, and operates a network of financial advisors offering investment advisory, financial planning, and insurance services. The company generates revenue from management fees on assets under administration, investment income on its general account portfolio, and insurance premiums, while leveraging an integrated business model where its insurance operations, asset manager, and distribution platform create mutual benefits through product development, competitive investment returns, and distribution efficiency.