Donegal Group Inc. is a regional property and casualty insurance holding company that provides commercial lines (commercial automobile, multi-peril, and workers' compensation) and personal lines (private passenger automobile and homeowners) insurance to customers across the Mid-Atlantic, Midwest, South, and Southwest through approximately 2,000 independent insurance agencies. The company generates revenue through premiums written by its insurance subsidiaries under a pooling agreement with Donegal Mutual, its parent company, and earns investment income from a portfolio of high-quality fixed-maturity securities. The company competes on disciplined underwriting, data-driven risk selection, rate adjustments tied to loss experience, and operational efficiency through technology and centralized processing, while pursuing organic growth in existing markets supported by ongoing systems modernization and cloud migration initiatives.