CVS Health is a diversified health solutions company that operates a major health insurance provider (Aetna), a pharmacy benefits manager (CVS Caremark) serving millions of plan members, a large network of retail pharmacy locations, and integrated primary care and in-home care providers. The company generates revenues primarily through premium-based and per-member capitation insurance products, prescription drug management and dispensing fees, and value-based care arrangements across commercial, government, and individual markets. CVS Health serves employers, health plans, government agencies, and consumers by leveraging its integrated platform of insurance, pharmacy, and clinical services to manage health benefit costs, improve medication adherence, and shift toward risk-based payment models.