Cavco Industries is one of the largest U.S. manufacturers of factory-built homes, producing an extensive range of residential homes, park model recreational vehicles, modular homes, and commercial structures through assembly-line manufacturing at multiple production facilities across North America. The company sells primarily through a dual distribution model: company-owned retail stores across multiple states and an independent distributor network spanning 48 states and Canada, with homes manufactured to order to allow cost-effective customization while serving regional markets. Revenue is generated from wholesale and retail sales of factory-built housing, complemented by two financial services subsidiaries—CountryPlace, which originates and services residential mortgages and home-only loans, and Standard Casualty, which provides property and casualty insurance for manufactured home owners—creating integrated revenue streams that support customer financing and expand its addressable market within the affordable homeownership segment.