ConnectOne Bancorp is a commercial banking holding company that operates ConnectOne Bank, a community-focused financial institution serving small and mid-sized businesses, professionals, and individuals across the New York Metropolitan area and Florida. The Bank generates revenue primarily from net interest income on a diversified loan portfolio including commercial, construction, real estate, residential mortgage, and consumer loans, supplemented by deposit services, loan origination and servicing fees, and various service charges. ConnectOne differentiates through a "branch-lite" model supported by technology investments, personalized service, and access to decision-makers, while its BoeFly fintech subsidiary operates a digital marketplace connecting franchisors, franchisees, and lenders to facilitate capital access.