Catalyst Bancorp, Inc. is the holding company for Catalyst Bank, a community-oriented savings bank headquartered in Louisiana that operates multiple branches across the Acadiana region. The bank generates revenue primarily through net interest income by taking customer deposits and deploying those funds, along with borrowings, to originate loans spanning residential mortgages, commercial and industrial loans, commercial real estate, construction loans, and consumer loans, while also maintaining an investment portfolio of government obligations and mortgage-backed securities. The bank serves small- to mid-sized businesses and business professionals alongside its traditional retail customer base in south-central Louisiana, and derives secondary revenue from deposit service charges and other non-interest income.