The Cigna Group is a global health company that delivers integrated medical, pharmacy, and specialty care solutions to employers, insurers, government programs, and individuals across multiple markets worldwide. The company operates through two main divisions: Evernorth Health Services, which provides pharmacy benefits management, specialty pharmacy, care services, and virtual care primarily to health plans and employers; and Cigna Healthcare, which offers employer medical plans, individual and family health insurance, and international health solutions across multiple funding models. Cigna generates revenue through administrative service fees for self-funded plans, insurance premiums from guaranteed cost and experience-rated policies, and service fees from pharmacy and clinical programs, positioning itself as an integrated player combining medical and pharmacy capabilities to address healthcare affordability, transparency, and outcomes.