C&F Financial Corporation is a diversified financial services holding company that operates community banking, mortgage banking, and consumer finance businesses. Through its community bank, the company provides commercial and consumer lending, deposit services, wealth management, insurance, and title services from branch offices primarily in Virginia and surrounding states. The mortgage banking segment originates residential mortgage loans for purchase and refinance transactions, selling most loans to secondary market investors while also providing origination services to third-party financial institutions. The consumer finance segment offers indirect automobile financing through a dealer network serving prime and non-prime borrowers. The company generates revenue from net interest income on loans and securities, as well as noninterest income from loan sales, mortgage banking fees, service charges, wealth management services, and third-party lending fees.