Princeton Bancorp, Inc. is a bank holding company that operates The Bank of Princeton, a full-service retail and commercial bank serving portions of New Jersey, Pennsylvania, and the New York City metropolitan area through its branch network. The bank generates revenue primarily through net interest income on a diversified lending portfolio including commercial real estate and multi-family loans, construction loans, residential mortgages, and business loans, alongside deposit products such as checking and savings accounts, and ancillary services including online banking, ATM services, and card processing. The company competes on personalized service and relationship banking within its local markets, facing competition from larger banks, credit unions, and financial technology companies.