Bladex is a specialized multinational trade finance bank headquartered in Panama that serves financial institutions, corporations, and investors conducting business in Latin America and the Caribbean. Through its commercial business segment, it provides loans, letters of credit, guarantees, and trade finance solutions such as co-financing, factoring, and leasing; through its treasury segment, it manages the bank's investment portfolio and funding structure. The bank generates revenue from net interest income on lending spreads and from fee-generating activities including trade finance structuring, loan syndication, and transactional services, and is funded by interbank deposits from central banks and regional financial institutions as well as borrowings from international commercial banks, rather than retail deposits.