Grupo Aval is Colombia's largest banking group, operating through four primary banking subsidiaries and offering comprehensive financial services including traditional lending and deposit-taking, pension and severance fund management, merchant banking, and digital solutions. The company generates revenue through net interest income from its loan and deposit portfolios, fees and commissions on banking and fund management services, trading gains, and investment income from infrastructure and sector-focused equity stakes. The group serves retail customers, small and medium enterprises, large corporations, and institutional investors primarily in Colombia, while also maintaining a regional presence in Central America through various banking operations.