Ameriprise Financial is a diversified financial services company that operates three primary business segments serving millions of clients globally. Through its Wealth Management division, the company operates a network of financial advisors serving households and high-net-worth clients with financial planning, brokerage services, banking products, and insurance offerings under the RiverSource brand; through Columbia Threadneedle Investments, it manages a broad range of investment products across multiple asset classes for individual, institutional, and high-net-worth investors; and through Retirement & Protection Solutions, it offers annuities, life insurance, and disability income insurance products. The company generates revenue through advisory fees based on client assets, investment management fees, insurance premiums, transaction fees, and net investment income from its subsidiaries, leveraging an integrated business model that connects its advice, asset management, and protection solutions businesses to serve retail and institutional clients.