Amalgamated Financial Corp. is a bank holding company that operates a full-service commercial bank providing commercial lending (C&I, commercial real estate, multifamily, and specialty lending in clean energy and affordable housing), retail banking (consumer deposits and residential real estate loans), and trust and investment management services serving institutional clients including pension funds and endowments. The bank targets mission-aligned customers such as socially responsible businesses, nonprofits, labor unions, and advocacy groups across major metropolitan markets including New York City, Washington D.C., San Francisco, and Boston, generating revenue primarily through net interest income on loans and securities, trust and investment management fees, and advisory services. Differentiated by its values-driven business model, deep expertise in its customer segments, and commitment to social and environmental leadership, the company maintains competitive advantage through relationship-based service and access to stable, low-cost core deposits from values-aligned organizations.