ACI develops and markets software solutions that enable payments orchestration for banks, merchants, and billers globally. The company provides a comprehensive portfolio spanning the payments value chain, including issuing and acquiring platforms, real-time payment solutions, merchant payment orchestration, fraud management powered by artificial intelligence, and bill payment services. ACI generates revenue primarily through software licensing and cloud-based arrangements with customers ranging from nearly all of the world's top banks to thousands of merchants and billers across approximately 90 countries, leveraging direct sales teams and distribution partners while supporting its software with professional services and 24/7 technical support.